Google Pay will soon start its service on UPI Circle. UPI Circle is a facility that allows two or more people to make UPI payments from the same bank account. Apple gave it. This scheme is currently being tested on an experimental basis among a selected group of users. In this facility, a person is allowed to make UPI payments from his bank account to more than one family member. Can give. Such a person is called the primary account holder. Let us know about it in detail.

Two options for delegation

Primary users can authorize family members to use their bank account. In such a situation, family members will be called secondary users. Primary users can grant full or partial authorization to secondary users. In full representation, primary users set a payment limit of up to Rs 15,000 per month Can. Secondary users can make UPI payments within this limit.

In partial delegation, the primary user retains complete control over the transaction. It reviews every transaction or payment request initiated by secondary users. And approves of it. In both types of delegation, secondary users must register with the primary user within 30 minutes to be added to the UPI circle. Users' requests will have to be accepted. Secondary users will be able to add the primary user to the UPI circle only when the mobile number of the secondary user is It will be saved in the contact list of his phone.

Join a UPI circle like this.

To join the UPI circle, secondary users will have to open the Google Pay UPI app. Then you have to go to the profile section and tap on the QR code icon. With this, the primary users will scan the QR code shared by the secondary users and enter it in the UPI circle. Immortal.

Make trusted people secondary users

Primary users need to keep in mind that they can add a trusted person as a secondary user. Redhead said. The primary user must decide whether he or she wishes to grant partial delegation to secondary users. Complete delegation. In partial delegation, primary users are notified of each payment request from secondary users. Will be received. He has to approve the request within 10 minutes.

Benefits of full delegation

In full delegation, if primary users set a monthly limit of Rs 5,000 for secondary users If yes, then secondary users can make payments multiple times within this limit. He will not have to take approval from the primary user for every payment. In full representation, primary users can specify the end date of this feature.

Secondary users must accept the request. 

After the primary user sends the request, secondary users are invited to join the UPI circle. He accepts the request and becomes part of the UPI circle of primary users.